Why I May Never Prepay My Mortgage

There are many personal financial planners and gurus who would advocate prepaying a mortgage and paying off your house early.  They say you should spend extra money monthly and make extra principal payments to save lots of money and years of interest making a guaranteed return in the process.  That may be great in theory, but the real world is where I live.


One side of the fence says pay off your mortgage and one says not to. Which side is your thoughts on?


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Why I Won't Pay My Mortgage Off